Verzekeringen / Underwriting

Underwriting-review met policy-gebonden agents.

Ondersteun underwriters met bestuurde retrieval over inzendingen, rating manuals en uitsluitingsregels — elke aanbeveling vereist menselijke goedkeuring.

Underwriting Review AgentReferentie
Submission documents flowing through rules to an underwriter node with sign-off

Referentie: Illustratief referentiepatroon — nog niet ingezet bij een naamgenoemde klant.

Draft + cite

Review assist

Approval-gated

Quote export

Required

Citations

De uitdaging

Underwriters spend hours cross-referencing submissions against evolving manuals. Ad-hoc LLM use creates inconsistent decisions and no defensible audit trail for pricing disputes.

Hoe het werkt

An agent retrieves relevant policy sections and prior decisions, drafts a structured review memo with citations, and blocks quote export until an underwriter approves.

Resultaten

  • Consistent citation to source policy documents
  • Human approval before pricing actions
  • Audit trail for EU AI Act high-risk workflow review

Capabilities

Governed RAG

Retrieval scoped by product line and data classification.

Review memos

Structured drafts with source citations for underwriter edit.

Pricing gates

Export blocked until HITL approval recorded.

Workflow

  1. 1

    Submit

    Ingest submission documents and applicant data.

  2. 2

    Analyze

    Agent drafts review memo with policy citations.

  3. 3

    Approve

    Underwriter edits, approves, and releases quote.

Platform stack

Enterprise RAGPolicy gatesHITL approvalsEvidence packs

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